Basic Financial Concepts

If you follow the newspapers you will probably have heard the term "underwater mortgage". This has nothing to do with...

The simplest way to explain a derivative would be to say that it is a financial agreement between two parties....

A deductible is something that is most associated with insurance policies. It is important for anyone who is choosing many...

The Federal Insurance Contribution Act (FICA) mandates that money needs to be collected from employers and employees and held in...

What is fraud? You might think the answer to this is obvious, but the fact that some people seem to...

Within business the term 'capital expenditure' is often used; you might also see it written as CAPEX, or investment expenditure....

If you want to be sure of an income for the rest of your life then one option is an...

If you are faced with the dilemma of choosing a credit card or debit card there are a few things...

At the moment there seems to be a lot of people struggling with debt. Some people can feel really trapped...

During the last few years you may have heard mention of the Forex scam in the media. Many people have...

Mortgage interest rates change all the time and this can make life difficult for those of us who have to...

Many of us these days are looking for ways to secure our financial future; the recent economic woes around the...

Net revenue is another one of those terms that can confuse people when they first hear about it. It is...

Owning their own home is a goal for many people. This not only means that they will have accommodation that...

These days, with the economy going through a rough patch, you will frequently hear about businesses going bankrupt. The reality...

It is likely that only those who have been living on a desert island who haven't at least heard about...

As you can probably imagine from its name, predatory lending is an unfair way of lending money. Most people will...

You may already be aware of the job title 'investment broker' but you could be wondering as to what these...

Those who have spent any time waiting in line at a bank in the UK or otherwise paid any attention...

You will likely have noticed that currency exchange rates don't tend to be static; in fact they can vary greatly...